Recently in a car accident? We can help.
If you or a family member have been injured in an auto accident, you need care! We understand that car accidents can be traumatic physically as well as financially. We can help with getting you correct information to take care of your medical-related expenses and finances.
At Knowles Chiropractic, we have over 30 years of experience working with auto accident cases and settlements. We can bill your auti insurance directly, arrange an auto accident settlement contract, or work with your regular healthcare insurance so you can begin treatment immediately.
Give us a call to schedule with Dr. Knowles to discuss the specifics of your case.
Colorado is an at-fault state. What does that mean for my auto accident?
All cases in Colorado are handled in one of three ways:
- If you have a med-pay rider on your auto insurance policy, then your own auto insurance will pay for your medical care, regardless of who was at fault in an auto accident. We strongly advise Colorado residents to have a med-pay rider with their auto insurance policy!
- If you are not at fault and either you don’t have a med-pay rider on your auto policy or it has completely paid out, then you must pursue a settlement from the at-fault driver and their insurance. These settlements are complicated and lengthy, and often require the use of a lawyer.
- If you do not have a med-pay rider on your auto insurance and you are at fault in an auto accident, then your medical care may be covered by your regular healthcare insurance. We recommend you talk with your healthcare insurance as soon as possible to make sure you would be covered following an auto accident.
In 2008, legislation was passed (S B 11) which requires that every Colorado auto insurance policy include $5,000 in medical payment coverage (med-pay), with an opt-out provision by signing a separate wavier. This ensures that auto accident victims can receive medical and trauma care, which is billed to and paid for by their own auto insurance.